Hi there, I'm Janice Nugent, your trusted mortgage planning specialist here to guide you every step of the way. With over 20 years of experience in the Bay Area, I know this real estate market inside and out. My expertise comes from working closely with clients like you to understand your unique goals and create customized financing solutions.

I’m proud to say I work primarily on introductions from my family of clients. By building strong relationships grounded in trust and personalized care, I’ve helped many families realize the dream of homeownership. When you work with me, you become a part of my family.

My process is straightforward and hassle-free. I take the time to get to know what is important to you, assess your financial situation, and present mortgage options tailored to your needs. Whether you’re looking to buy your first home, move up to a larger house, invest in rental property, or refinance, I’m here to simplify the process and educate along the way.

With access to a wide range of loan programs, I empower you to make informed decisions that align with your aspirations. My responsive team and I oversee each detail from start to finish, providing clarity and confidence each step of the way.

I’m committed to making your home buying journey an exciting, fulfilling experience. Don't go it alone - let's connect today to start mapping out your personalized path to homeownership!