A California divorce settlement can look complete on paper, but that doesn't necessarily mean the housing plan can actually be carried out. Refinancing, income qualification, debt obligations, title, and equity buyouts should be evaluated before the agreement is finalized, not after.
Published on 10/05/2026
Smart 2026 credit moves to help homebuyers protect their credit profile while moving and preparing for a mortgage.
Published on 10/05/2026
More homeowners are tapping their home equity through HELOCs and other second liens, and one reason is simple: many don't want to give up the low interest rate on their existing first mortgage. Here's what California homeowners should consider before deciding whether accessing home equity makes sense.
Published on 10/01/2026
Depreciation can be an important part of the financial picture when you own investment real estate. Recent tax law changes also restored 100% bonus depreciation for certain qualifying property. Here's what California real estate investors should know, and why your CPA should be part of the conversation.
Published on 09/29/2026
Discover VA loan benefits beyond zero down, including no monthly mortgage insurance, flexible credit guidelines, multi-unit properties, assumable loans and more.
Published on 09/28/2026
When planning a down payment, most buyers think about money in checking or savings. But depending on the type of retirement account and individual circumstances, retirement funds may also be an available source. Understanding what may be possible can help California homebuyers evaluate their options before deciding how to fund a home purchase.
Published on 09/24/2026
The Federal Reserve raised its short-term interest rate by 0.25 percentage point in September 2026, but that doesn't mean mortgage rates automatically increased by the same amount. Understanding which rates the Fed influences most directly can help California homebuyers and homeowners make sense of the headlines and their borrowing decisions.
Published on 09/22/2026
A tax strategy, investment decision, job change, debt payoff, retirement decision, or divorce may make sense on its own, but it can also affect your mortgage options. Looking at major financial decisions together, rather than in isolation, can help you make choices that support your broader goals.
Published on 09/21/2026
Understand why mortgage rates may stay near 7% and what buyers should consider before waiting for 6%.
Published on 09/21/2026
