Mortgage Planning for Every Stage of Life
Helping you make confident mortgage decisions

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Personalized Mortgage Guidance

How I Help You Make Smart Mortgage Decisions

Hi, I’m Janice Nugent. I help clients make confident mortgage decisions with a focus on long-term financial goals.

I specialize in helping clients navigate major life transitions, including divorce, when financing decisions can have a lasting impact. With more than 20 years of experience, I provide thoughtful, personalized guidance so you can understand your options and move forward with clarity.

Certified Mortgage Planning Specialist (CMPS®) Certified Divorce Lending Professional (CDLP®)
Learn More About Janice

Guidance for Every Stage of Life

How Can I Help?

Explore mortgage strategies designed around your goals, finances, and next chapter.

Divorce Mortgage Planning

Understand how keeping, refinancing, selling, or purchasing a home may fit into your divorce and long-term financial plan.

Explore Divorce Planning →

Home Purchase Planning

Build a clear financing strategy for your next home based on affordability, qualification, and your future goals.

Explore Home Purchase →

Refinance & Equity Strategies

Review your current mortgage, available equity, and refinancing options to determine which approach supports your plans.

Explore Refinancing →

A Resource for Your Next Chapter

The Confident Woman’s Guide to Homeownership

A smarter approach to homeownership before, during, and after life transitions.


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GETTING YOUR HOME LOAN
SHOULDN'T BE COMPLICATED

The Loanzify App guides you through your mortgage financing and connects you directly with me..


Contact Me

Walnut Creek, CA
Phone: (925) 683-0787
janice@janicenugent.com

Let Us Help You!

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Let us help you!

Our representative will be in touch with you.