Divorce Mortgage Planning
Understand how keeping, refinancing, selling, or purchasing a home may fit into your divorce and long-term financial plan.
Explore Divorce Planning →Helping you navigate mortgage decisions during divorce, including refinancing, qualifying on your own, and planning for the future.
Explore various loan program options for fixed and adjustable rate mortgages.
My mortgage calculators help you hone in on your future mortgage based on options, interest rates, and more.
Get started with our secure application. It's a few quick questions that take about 12 minutes to complete.
Personalized Mortgage Guidance
Hi, I’m Janice Nugent. I help clients make confident mortgage decisions with a focus on long-term financial goals.
I specialize in helping clients navigate major life transitions, including divorce, when financing decisions can have a lasting impact. With more than 20 years of experience, I provide thoughtful, personalized guidance so you can understand your options and move forward with clarity.
Guidance for Every Stage of Life
Explore mortgage strategies designed around your goals, finances, and next chapter.
Understand how keeping, refinancing, selling, or purchasing a home may fit into your divorce and long-term financial plan.
Explore Divorce Planning →Build a clear financing strategy for your next home based on affordability, qualification, and your future goals.
Explore Home Purchase →Review your current mortgage, available equity, and refinancing options to determine which approach supports your plans.
Explore Refinancing →A Resource for Your Next Chapter
A smarter approach to homeownership before, during, and after life transitions.


The Loanzify App guides you through your mortgage financing and connects you directly with me..
Walnut Creek, CA
Phone: (925) 683-0787
janice@janicenugent.com
Our representative will be in touch with you.