Having student loan debt doesn't automatically prevent you from buying a home. But student loans can affect mortgage qualification, and the amount a lender uses isn't always as simple as looking at your current monthly payment. Understanding how your loans may be evaluated can help California homebuyers establish a more realistic homebuying budget.
Published on 09/17/2026
A divorce decree may require one spouse to refinance the marital home by a certain deadline. But what happens when the refinance never closes? A recent Divorce Lending Association article examines two appellate decisions with similar circumstances but very different outcomes and highlights why the language established at the time of settlement can matter.
Published on 09/16/2026
New Fannie Mae guidelines taking effect November 1, 2026 may make it easier for some homeowners to use expected rental income from their current home when qualifying to purchase another. But qualifying is only part of the decision. Before turning your primary residence into a rental, it’s important to consider the financing, cash flow, equity, and potential tax implications.
Published on 09/15/2026
Trusted mortgage guidance for 2026 first time buyers covering preapproval, rate strategy, and compliance smart steps to close with confidence.
Published on 09/14/2026
Buying a condo can involve an extra layer of mortgage qualification. Even when the buyer's income, credit, and finances qualify, the condo project itself may also need to meet certain lending requirements. Understanding that early can help Greater Los Angeles buyers avoid financing surprises later in the purchase.
Published on 09/09/2026
Understand the key differences between condos and townhouses and how ownership structure can affect mortgage financing in 2026.
Published on 09/08/2026
Keeping the family home may be an important goal during divorce, but being awarded the house and being financially positioned to keep it are two different things. Mortgage payments, property taxes, insurance, maintenance, post-divorce cash flow, and future financing should all be considered before the settlement is finalized.
Published on 09/03/2026
Comparing monthly rent with a potential mortgage payment is a natural place to start when deciding whether to rent or buy in California—but it doesn't tell you which choice is right for you. Your timeline, upfront cash, total housing costs, reserves, and broader financial goals can all be just as important.
Published on 09/02/2026
Learn how pricing your home right from day one captures maximum buyer momentum and avoids the stale listing trap.
Published on 08/31/2026
